Through a bit of emailing and phone tag I was able to get in touch with the guys helping me do my mortgage. The great news came in that the final appraisal went well and everything that needed to be fixed checked out! I can breathe a sigh of relief that I won't need to continuously fork over $150 to a person to look at peeling paint. (Yes - that is what I had to pay an extra $150 for. Buying houses can suck.)
The not so good? The mortgage underwriting department needs more information from me yet again. I keep feeling like there's a breakdown in communication between everyone who works under that roof.
Note to everyone: when buying a house, go in with the attitude that NO ONE is looking out for you. THEY WILL TELL YOU THEY ARE. They are not. Ask questions all of the time, get clarification every step of the way, and don't be afraid to be a pest. I have found that one person will email you asking for information. Another person will state they never received it, but only because they never inquired with the original requester...who still in fact has your stuff. My appraisal came through today but I wouldn't have even known that had I not called because no one thought to let me know. I've been stressing for almost a week over it! (What can I say, buying a house is making me feel very poor.)
Hopefully I can gather everything I need tonight and spend my lunch break tomorrow scanning papers in and emailing them to the appropriate parties.
My "New" House Blog
I've never purchased a house, haven't a clue what I'm up to, but I still plan on doing home improvement projects that reflect my personality and sense of design.
In keeping with my need for record-keeping, all of my achievements and mistakes will be broadcast here (preferably more achievements and less mistakes). Hopefully this will offer insight to those trying to do what I've gone through!
I came from a family that valued education. (For the record, getting a degree in design was not part of that "value in education" piece.) I pursued my degree anyway and now am pushing towards my dream of becoming a craftsperson, using the house I'm buying as a practice run!